4 (More) Truths about Pet Expenses

As promised last time, here are 4 other financial concerns to consider with your beloved furry friend.

1. Skipping basic pet care can drastically increase costs

As Ben Franklin said, “An ounce of prevention is worth a pound of cure.” Here are five perfect illustrations of that quote:

. Regular dental cleanings are cheaper (and less painful) than a major dental procedure.

. Preventing internal parasites (e.g. worms) is cheaper than treating their consequences, such as vomiting or diarrhea.

. Preventing external parasites (e.g. fleas) is cheaper than fighting their effects, such as skin irritation or infection.

. Nipping small health problems in the bud is cheaper than treating the full-blown disease.

. Vaccinating your pet is always much cheaper than treating any of the diseases vaccines prevent so effectively. In addition, some of these diseases, such as the one caused by parvovirus, can be deadly.

Treating diseases like those can cost over 100 times the preventive care cost — not to mention that you can lose your pet altogether.

2. Pet proofing your home is worth the investment

Pet proofing your house is very important to try to prevent the need to surgically remove something that your pet should not have swallowed.

Ultra-classic examples include socks, toys and “string” type foreign bodies.

3. Feeding veterinarian-approved pet food will cost less in the long run

All pet foods are the same, right? Wrong! Without the proper diet, your dog or cat can develop many different diseases including:

Overweight or obesity

Skin conditions

Heart disease

Malnutrition

Bladder stones

Urinary blockage in cats

Metabolic issues

Proper nutrition can prevent health problems and large expenses.

4. Pet insurance is not an investment

I am a firm believer that pet insurance can be a life-saver. With one huge caveat: you need to pick the proper plan. They are some very good ones and some very bad ones.

I’ve heard pet owners complain “I’ve paid for pet insurance for years, and I never recouped my investment, so I stopped paying for it.”

Insurance is not an investment! It’s protection against a big expense in case of a serious medical or surgical situation.

Would you ever say “I’ve paid for fire insurance for years, and my house never burned down, so I stopped paying for it?”

Of course not!

Pet insurance gives you the peace of mind that you will be able to care for your pet, should there be a health crisis.

Life as a pet lover can be tough, but by taking the proper steps you can help alleviate the financial burden and take proper care of your loved ones.

Phil Zeltzman, DVM, DACVS, CVJ, Fear Free Certified

4 Truths about Pet Expenses

Pet adoption is one of the most gratifying and worthwhile experiences many of us will ever have.

Unfortunately, it can be easy to let yourself get carried away and to adopt a new companion without fully considering the responsibility that it entails.

Sadly, I am regularly faced with pet owners who are not capable of taking care of their friend because they never planned that one day, expensive veterinary care may be on the horizon.

What follows are 4 financial truths that every pet lover should be aware of.

For the most part, this list also applies to cat lovers.

1. There is no such thing as a free pet

Sure, the “rescue” may be free. But every pet you adopt will require food, yearly wellness care and possibly unexpected medical expenses.

2. Adopting a giant dog is more expensive

Great Danes, Newfies and Mastiffs are cool. But if you live on a teacup poodle budget, maybe you can postpone adopting a large dog until you are more comfortable.

Most things are proportional in veterinary medicine: big dogs need larger doses of medications and of course larger amounts of food.

3. Not spaying or neutering can cost you money

Spaying your pet eliminates the risk of a life-threatening infection of the uterus called pyometra. In addition, spaying before the first heat cycle virtually eliminates the risk of breast cancer. Both conditions require – you guessed it – costly surgery.

Neutering your pet decreases annoying behavior, eliminates the risk of testicular cancer, helps prevent prostate diseases and reduces the risk of testosterone-driven girl-chasing incidents that can lead to lost pets and hit by car injuries.

4. Procrastinating can be expensive

Removing a small skin lump is logically less expensive than removing a mass that is large enough to require its own zip code. In addition, surgery is much less invasive early on.

Next time, we will go over 4 more financial concerns to consider.

Phil Zeltzman, DVM, DACVS, CVJ, Fear Free Certified